最新上分器

房产

房产

存量房贷转换,这些要注意(理财参谋)

  根据央行公告,今年3月1日起,金融机构应与存量浮动利率贷款客户就定价基准转换条款进行协商,将原合同约定的利率定价方式转换为以LPR(贷款市场报价利率)为定价基准加点形成,也可转换为固定利率。

  BIZHEZHENGLILEYIXIECHANGJIANWENTI,WEIDUZHETIGONGCANKAO。

  SHENMEDAIKUANKEYIZHUANHUAN

  YANGXINGGONGGAOCHENGYAOBACUNLIANGFUDONGLILVDAIKUANDINGJIAJIZHUNZHUANHUANCHENGLPR。SUOWEICUNLIANGFUDONGLILVDAIKUANYAOTONGSHIMANZUJIGEYAOSU:YISHI2020NIAN1YUE1RIQIANJINRONGJIGOUYIFAFANG,HUOZHEYIQIANDINGHETONGDANWEIFAFANG;ERSHICANKAODESHIDAIKUANJIZHUNLILV;SANSHIFUDONGLILVDAIKUAN,BUBAOKUOGONGJIJINGERENZHUFANGDAIKUAN。LILVSHUIPINGBUBIANDEGUDINGLILVDAIKUANDENGYEXUZHUANHUAN。

最新上分器  YOURENWEN,“WODEFANGDAISHISHANGYEDAIKUANHEGONGJIJINDAIKUANDEHUNHEDAI,ZHEIGEYAOBUYAOZHUANHUANNI?”ZHUANJIABIAOSHI,RUGUOSHIHUNHEDAIDEHUA,ZHEICIZHIZHUANSHANGDAIDEBUFEN,GONGJIJINDAIKUANDEBUFENRENGANYUANHETONGZHIXING。

  ZHUANHUANHOULILVYOUHEBIANHUA

  YOURENWEN,“WODEFANGDAISHIDAIKUANJIZHUNLILVDAJIUZHEDE,NENGBUNENGZHIJIEZHUANHUANCHENG5NIANQIYISHANGLPRDAJIUZHE?”

  DAANSHI“BUNENG”。ZHUANJIAZHICHU,ZHUANHUANCHENGLPRHOU,DINGJIAFANGSHIJIANGGAIWEIJIAJIANDIAN,ERBUZAICAIYONGSHANGXIAFUDONGDEFANGSHI。YUZHIQIANFUDONGBEISHULEISIDESHI,JIAJIANDIANDEDIANCHAYIDANQUEDING,JIUBAOCHIBUBIANLE。

  “LPRSHIMEIYUEFABU,WOXIANGJISHIXIANGSHOULPRXIAJIANGHONGLI,NENGBUNENGGAICHENGMEIYUE1RIZHONGXINDINGJIA?”

  ZHUANJIABIAOSHI,ZHUANHUANSHIKEZHONGXINYUEDINGZHONGDINGJIAZHOUQIHEZHONGDINGJIARI,DANSHANGYEXINGGERENZHUFANGDAIKUANZHONGXINYUEDINGHOUDEZHONGDINGJIAZHOUQIZUIDUANWEIYINIAN,YEKEGAIWEI2NIAN、3NIANSHENZHIGENGZHANG,DANBUNENGMEIYUEZHONGXINDINGJIA。

  SHENMESHIHOUZHUANHUAN

  YOURENWEN,“ZHUANHUANGONGZUOZIJINNIAN3YUE1RIQIKAISHI。RUGUOZHEIQIJIANLPRXIAJIANGLE,HUIBUHUIYINGXIANGWODEDAIKUANLILVSHUIPINGNI?”

最新上分器  BUHUI。GERENFANGDAIZHUANHUANSHITONGYIYONG2019NIAN12YUEFABUDELPRWEIJIZHUN,SUOYOUKEHUZAI2020NIAN3YUE—8YUEQIJIANDERENHESHIDIANZHUANHUAN,TONGYIBIDAIKUANDEDIANCHADOUSHIYIYANGDE,BAOZHENGDAJIADOUGONGPING。

最新上分器  NEISHIBUSHIBIXUYAOQUYITANGYINXINGNI?ZHUANJIABIAOSHI,ZHUANHUANBUYONGZHONGQIANHETONG,ZHIXUYAOXIUDINGLILVTIAOKUAN。YINXINGHUIZAIBAOHUKEHULIYIDEQIANTIXIA,TONGGUODUOZHONGFANGSHIWANCHENGZHUANHUAN,ZUIJIANBIANYIXINGDEFANGSHISHITONGGUODIANZIYINXING、SHOUJIYINXINGDENG,ZHEIYANGJIUBUYONGQUYINXING,DAOSHIHOUZAISHOUJISHANGQUERENYIXIAJIUKEYILE。YEKEYIDAOYINXINGJUTAIBANLI,JUTIFANGSHIYINXINGHUITONGZHI。


  《 人民日报 》( 2020年02月10日 18 版)


(BIANJI:JINJING)  

FEN XIANG